Keep on moving when your car isn't – explore our CASCO replacement car solution
Finding yourself suddenly without your daily companion — your car — can bring about more than just financial discomfort. It can disrupt the familiar rhythm of your daily life. From the morning commute to getting to the office or dropping off the kids at school, to managing those not-so-handy shopping bags from store. But know that you can avoid these stressful situations. How? Let us tell you about it.
The importance of choosing the suitable CASCO policy
Regardless of your skill as a driver, accidents on the road can happen unexpectedly. Sometimes, avoiding a collision that results in damages is simply impossible. Therefore, it's essential to protect yourself from potential financial losses that often accompany accidents.
The way to do that is by choosing the most suitable If casco policy. Why stress the importance of the 'most suitable'? Because insurance policies and risks they cover can vary. If you can't imagine your daily activities without a car by your side, having replacement car coverage is a must when choosing a policy. So, choose wisely.
These If casco packages include "Replacement car" coverage:
- Superkasko Extra
- Superkasko Lux
- Superkasko Lux+
Discover the coverage details of each casco package to find out what risks are included.
By choosing the right casco policy, you are one huge step closer to ensuring peace of mind and financial security in the event of an accident.
Please know that you can get a replacement vehicle in the case of an insurance event, where your car is no longer in a drivable condition. This includes situations such as a traffic accident, collision with an animal, theft, and more. Read more on the casco terms and conditions.
Replacement car while your car is being repaired
When your car is in the repair shop after a casco event, having access to a rental car can be a lifesaver. This means you can get back on the road quickly and continue with your daily activities while your car is being repaired.
The rental cost of a replacement car is reimbursed from the 3rd day following the insurance event until the end of your car repair (maximum 60 days).
If having the option to get a rental car while yours is being repaired is crucial to you, it's important to check whether the casco package you've selected includes it.
Taxi and other mobility solutions
If your car is undergoing repairs after an accident, but you find that being without a car for a short time is manageable, then taxi and mobility options can be a suitable choice. In this case, you can choose financial compensation instead of using a replacement car. If you don't want to drive or if a rental car isn't an option, you can choose taxi services for convenient transportation. Alternatively, you can choose public transportation or consider car sharing, a popular option nowadays, with various service providers like Bolt drive, CityBee, and others available to select from.
Moreover, for shorter distances or when navigating crowded urban areas, micromobility options like electric scooters or bicycles offer a flexible and eco-friendly alternative. By choosing financial compensation, you have free hands to find a suitable transport solution for you and your specific situation while your car is being repaired. We pay a financial compensation of €30 per day for up to 7 days (and €60 per day with the Superkasko Lux+ package).
How can I get a replacement vehicle?
Drive with confidence
Not having your car unexpectedly can be tough, but with the right casco insurance policy, you can make it easier and keep going.
Choose a package with replacement car coverage and think about other ways to get around, like rental cars, taxis, or smaller transportation options. Your insurance choice is important for keeping you calm and secure while driving, so pick carefully and be ready for anything.
Submit claims quickly and easily
Accidents happen, but with us by your side, you're never alone. We'll guide you through the process, from arranging repairs to ensuring you're back on the road as soon as possible.
And don't forget, you can easily submit a claim within If self-service or If Mobile app.
You may find interesting:
-
10 tips for mastering safe winter drivingAs roads transform into a picturesque but challenging landscape, driving becomes a test of patience, skill, and caution. The interplay of snow, ice, and reduced visibility can transform roads into treacherous paths with danger lurking around every corner.
-
Casco and compulsory motor insurance: differences and benefitsNot sure if you know the difference between compulsory and Casco insurance? You are not alone! Even long-time car owners are not always aware of the differences and services provided under each type of insurance. Naturally, coverage might differ from one insurance company to another.
-
Travelling with an electric car in Europe: expert tips for planning your trip
-
How to plan a smooth road trip: 9 essential tips for traveling by carEmbarking on a road trip is an exciting adventure that promises freedom, flexibility, and unforgettable experiences. Whether you're setting out on a weekend getaway or a longer expedition, careful planning is essential to ensure a journey filled with fond memories rather than unexpected setbacks.
-
Repair your car in a SMART way!SMART – Small To Medium Area Repair Technology – is the process of repairing a car using specialized tools, paint, and materials on a localized damaged area.
-
Keep on moving when your car isn't – explore our CASCO replacement car solution
-
Main factors influencing the price of electric car insuranceElectric vehicles (EVs) have become a familiar sight on European roads, prompting many drivers to consider making the switch. As the popularity of EVs grows, questions arise about their long-term viability and the advantages they offer compared to traditional gasoline-powered vehicles, both for the owner and the environment.
-
Tips to prepare your car and drive safely in autumnAs we wave goodbye to summer and trees start enchanting us with their changing, colorful foliage, it's time to get ready for the cooler months ahead and adjust our driving habits. Autumn comes not only with beautiful sceneries but also with many new driving challenges. From shorter daylight hours to dark and slippery roads, it’s important to be mindful of the changing conditions and prepare your vehicle beforehand.